Wheel Strategy

The wheel strategy (also called the triple income strategy) is a systematic approach to generating income by selling cash-secured puts on stocks you want to own, then selling covered calls if assigned. It combines two of the safest options strategies into a repeating cycle.

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How It Works

  1. 1

    Select a stock you would be happy owning at a lower price

  2. 2

    Sell cash-secured puts at a strike price you are comfortable buying at (typically 5-10% below current price)

  3. 3

    If the put expires worthless, keep the premium and repeat

  4. 4

    If assigned (stock drops below strike), you now own shares at a discount

  5. 5

    Sell covered calls against your shares to generate additional income until called away

Best For

Large-cap dividend stocksETFs (SPY, QQQ, IWM)Stable blue chipsIncome-focused accounts

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Frequently Asked Questions

What is the wheel strategy?

The wheel strategy is a systematic options income strategy: sell cash-secured puts → get assigned → sell covered calls → get called away → repeat. It generates income at every stage.

How much capital do you need for the wheel?

You need enough cash to buy 100 shares of the stock at the put strike price. For a $50 stock, that is $5,000 per contract. Lower-priced stocks or ETFs allow smaller accounts to participate.

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