Credit Spread Strategy

Credit spreads (bull put spreads and bear call spreads) are defined-risk options strategies that collect premium upfront. You sell a higher-premium option and buy a lower-premium option at a different strike, profiting from time decay and/or a directional move.

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How It Works

  1. 1

    Choose direction: bull put spread (bullish) or bear call spread (bearish)

  2. 2

    Sell the near-the-money option at 20-30 delta for the short strike

  3. 3

    Buy a further out-of-the-money option as protection (defines max risk)

  4. 4

    Target 30-45 DTE for optimal theta decay curve

  5. 5

    Close at 50-65% of max profit or manage if short strike is breached

Best For

High IV stocksDirectional trades with defined riskMonthly income generationEarnings plays

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Frequently Asked Questions

What is a credit spread?

A credit spread involves selling one option and buying another at a different strike price in the same expiration cycle. The credit received upfront is your potential profit if the spread expires worthless.

What is the difference between a credit spread and an iron condor?

An iron condor is simply two credit spreads combined (one on each side). A single credit spread is directional, while an iron condor is market-neutral.

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